Happy New Year!!!

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Call for free insurance policy review.

Call now for your free insurance policy review.  Auto, home, health, life, commercial, workers compensation.  See if the coverage is appropriate for your current and future needs.  You can be underinsured or overinsured.  Are you properly protected in case of a claim?  Call 877-700-1007 today.

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MORE SENIORS ARE CHANGING HEALTH PLANS DUE TO DIFFICULT TIMES

During these difficult times, I see more of my senior clients changing health plan from Medicare Supplement and Part D plans to Medicare Advantage plans. Although they might preferred to have Medicare Supplement plans, they are opting for $0 premium medicare hmo’s purely for the economic reasons. For confidential and free consultation, I can be reached directly at 213-700-2074. Harrison Kim

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SCAM: Low Cost Health Insurance Might Not Be a Insurance Plan.

Few years ago, I got a call from my client wishing to cancel health insurance because they found something much cheaper. 

They tell me the new insurance company will cover the entire family for $99 per month rather than several hundred per month.  I said that was impossible, but they keep telling me that is what the salesperson promised.

After further research, I found out the plan they were selling for $99 per month/per family is not a insurance plan but a “discount plan”.  I called few of their network doctors to see if they actually get discounts.  None of them heard of the company they supposed to have contracted with. 

In addition, this particular company have been fined multiple times by regulators and sued by numerous consumers for misrepresentation.

I immediately notify my client.  She tried to cancel but they keep deducting money from her checking account.  It took her 3 months to cancel the policy.  She never got a refund.

I have yet to hear from anyone that had good experience with using one of these “discount plans”.  BUYER BEWARE!

Harrison Kim (0E10754)

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Hello and welcome to Newport Bay Insurance Services

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Do you know what your insurance policy cover and not cover?

Get your free insurance policy review. Call me at 877-700-1007

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